Markets News
What an Expense Ratio Really Costs Over Thirty Years
A 0.50% expense ratio versus 0.03% can mean roughly $9,400 less on a $10,000 investment over 30 years. Here is how fund fees compound, with the math and…
Newsjay — STOCKS · ETFs · INVESTING
Portfolios
How Often Should You Rebalance a Long-Term Portfolio?
The evidence says the calendar matters far less than most investors assume — what matters is having a rule and following it without emotion.
Investing
How the Wash-Sale Rule Actually Works, and What Counts as Substantially Identical
A mistimed repurchase can quietly erase a tax loss an investor was counting on. Here is how the IRS defines the window, and where the disallowed loss actually…
Finance News
How Stock Buybacks Work, and Why They Move Earnings Per Share
A plain-language look at how companies repurchase their own shares, the disclosure rules and federal tax now attached to that practice, and what the current…
Stocks
How S&P 500 Index Additions and Deletions Actually Work
Portfolios
How Does SIPC Protect Investors When a Brokerage Fails?
SIPC replaces missing cash and securities up to set limits when a member brokerage collapses, but it never insures against a market decline.
How Portfolio Rebalancing Works, and What It Actually Fixes
Rebalancing does not chase higher returns. It resets a portfolio to the risk level an investor originally chose, and the evidence shows most of its benefit…
Markets News
Most Active Large-Cap Funds Still Trail the S&P 500
The latest SPIVA scorecard shows the long-running gap between active fund managers and their benchmarks persisted across nearly every period measured.
What Stock Market Circuit Breakers Actually Do When Prices Plunge
The automatic halts have triggered only twice since 1997, and research suggests they can raise volatility as much as they calm it.
Latest News
Markets News
What SIPC Protection Actually Covers When a Brokerage Firm Fails
The $500,000 limit protects the securities in an account against a failed brokerage, not against a falling market. Here is where the line sits, and how a…
Markets News
Why Most Actively Managed Funds Underperform the S&P 500 Long Term
New SPIVA and Morningstar data show the share of active managers beating the index shrinks the longer you measure — and cost is the main reason why.